1. Cac cach kiem tien

Mua cac loai sach da qua su dung duoc ban voi gia thap

Trang bi mot chiec dien thoai hoac PDA (Thiet bi ky thuat so ho tro ca nhan) voi tinh nang scan (quet), scan so ISBN (Ma so tieu chuan quoc te cho sach) cua sach tai cac hieu ban sach cu va cua hang sach da qua su dung, va so sanh voi gia ban cua nhung cuon sach do tren mot trang web nhu Amazon. Moi khi ban gap mot mon hoi (mac du viec nay se khong thuong xuyen xay ra nhung vi quy trinh kha nhanh vi vay no cung se khong ton nhieu thoi gian), hay mua cuon sach do va ban lai tren mang. Hay than trong voi viec nay boi nguoi ban hang chac han se khong thich dieu ma ban dang lam

San hang ha gia tai xuong va cac dia diem ban do da qua su dung

Neu ban co kien thuc trong mot linh vuc nhat dinh (vi du nhu bac Me-xi-co, cac loai mo hinh, cac tap tap chi kinh dien National Geographics (Dia ly Quoc gia) hay tham chi la mot doi mat tinh tuong, hay ghe toi cac diem ha gia tu nhan som va thuong xuyen de tim duoc nhung mon hoi ngoai du kien

Tham du cac phien dau gia

Ban co the tim duoc nhieu mon hoi dang kinh ngac tai day, mac du ban se kho co the ban duoc mot chiec xe co lien quan toi mot vu pham toi nghiem trong, nhung co nhieu kha nang rang ban se tim duoc mot so trang suc dep va re ma ai do se san sang mua lai tu ban

Sua chua lai nhung do dac da cu va op ep

Neu ban co dung moi pha son, vec-ni, giay nham, mau nhuom va mot chut nang khieu lam thu cong, ban co the mua do dac cu va sua lai chung de ban lai voi gia tot

Thu mua cac tam go cu mon

Cac tam nang va dung hang hoa thuong kha re (hoac mien phi) va de kiem. Ban co the tim cac mau ban chua gia cong tai cac cong truong xay dung, truong cao dang cong dong, cac toa nha dang duoc nang cap, hoac kho van chuyen hang hoa va bao nhan va/hoac nung chung trong lo nung tai nha de khai pha ve dep tiem an cua chung. Sau do, ban co the ban chung hoac tham chi la bien chung thanh cac mon do dep de. (Hay dam bao rang ban quang cao chung la do go “tai che”, boi moi nguoi thuong san sang tra nhieu tien hon cho nhung mon do nhu vay.)

Thu mua can ho hoac nha cu va ban lai

Neu ban la mot nguoi kheo tay voi khieu thiet ke tuyet voi, kien thuc sau rong ve nhung dieu co gia tri trong viec xay dung mot ngoi nha, va bat dong san ma ban san sang thu suc, hay can nhac den viec mua, sua chua va ban lai bat dong san. Dieu nay doi hoi kha nhieu tien von va no luc, nhung tien lai nhan lai co the rat lon

Dang ky vao cac nhom tham gia khao sat trong khu vuc cua ban

Nhung nghien cuu ma ban du kha nang tham gia thuong khong nhieu nhung tien cong lai kha cao – thuong vao khoang 1.000.000 dong cho mot gio lam viec. Ban cung co the tim kiem cac nhom nay tren mang nhung se phai loai ra “cac co hoi” gia va trang web ma yeu cau ban phai tra mot khoan phi de duoc uu tien tham gia truoc khi ban kiem duoc mot dieu gi do dang gia

Tham gia vao cac nghien cuu y te

Neu chi nghi toi dieu nay cung khien ban thay so hai, vay thi ban hay biet rang muc do cua nhung nghien cuu nay kha da dang. Mot so nghien cuu doi hoi nguoi tham gia (thuong la nhung nguoi mac benh) thu nghiem cac phuong phap hoac thuoc chua tri ma co cac tac dung phu bat loi, nhung nhung nghien cuu khac yeu cau nguoi tham gia thuc hien cac nhiem vu the chat khong co anh huong lau dai. Neu la mot nguoi khoe manh va mong muon duy tri the trang, ban tham chi con co the tham gia voi tu cach la mot nguoi doi chung cho mot nghien cuu tai tram nghien cuu y hoc hoac truong dai hoc y gan nha

Ban anh

Neu ban co mot chiec may anh xin va cam giac anh sang, mau sac va ket cau tot, ban co the chup va ban anh tu chup (stock photo) – vi du nhu, mot buc anh khong co gi noi bat co the su dung cho nhieu muc dich va thuong duoc dung de minh hoa cho cac bai bao tren mang hoac san pham ban truc tuyen ma khong can bo nhieu cong suc. Anh chup mot dia diem (mot tru nuoc ven duong, mot buc tuong trong ben canh mot cai cay doc dao, hoac bat cu thu gi ban co the su dung nhu anh nen cho may tinh cua ban) deu kha de chup, nhung anh chup nguoi (vi du nhu nguoi dang cai nhau, hon nhau hoac cuoi dua) thuong ban duoc gia hon, boi chung co nhieu cong dung va can phai co don chap thuan hop phap cua doi tuong. Hay tim kiem nhung nguoi mua anh hoac nguon co so du lieu co uy tin se tra cong cho ban mot cach cong bang truoc khi ky ket voi bat cu ai

Thiet ke anh cho website

Bang cach ket hop khieu tham my nghe thuat va su dung phan mem thiet ke hoac chinh sua anh, ban se co the tao va ban nen do hoa cho cac trang mang xa hoi, logo web, hoac bo bieu tuong (icon) may tinh. Neu ban biet hoac san sang tim hieu ve lap trinh may tinh, hay can nhac ky cang toi viec lap trang web; cac lap trinh vien co the de tim, nhung lap trinh vien co con mat tham my lai la mot van de hoan toan khac

Lam va ban do thu cong

Neu ban tham chi con kheo tay, hay can nhac toi viec ban san pham cua ban tren mot trang web nhu Esty. Mac du ban co the kiem nhieu tien hon voi cac du an phuc tap (nhu mot chiec bau dung bang go khac la-de tinh xao), nhung tham chi cac du an den tu che cung co the mang toi cho ban nhieu loi nhuan neu ban san long san xuat chung voi so luong lon. Biet dau – neu ban lam tot, ban tham con co the bat dau kinh doanh hang thu cong

Tro thanh cac khach hang bi an (mystery shoppers)

Dieu nay dong nghia voi viec hop tac voi nhieu cong ty va danh gia san pham va dich vu cua ho ma khong de cho ho biet. Dieu nay nghe co ve kha de dang, nhung hay nho rang no doi hoi su doc dao, kha nang ghi nho chi tiet (vi du nhu ten cua tung ca nhan da giup do hoac phuc vu ban), va du tien ung truoc de mua sam va sau do doi duoc hoan tra sau khi nhung nhan xet cua ban duoc chap thuan

Viet nhan xet ve san pham

Nhieu cong ty se tra rat nhieu tien cho nhan xet cua ban. Nhan xet san pham la mot cach tuyet voi de duoc tra cong vi da dua ra y kien cua minh ma khong doi hoi kinh nghiem viet nhu nhung cong viec lien quan toi viet lach khac

Lam khao sat truc tuyen

Mac du kha te nhat nhung nhung khao sat truc tuyen thuong kha nhanh gon va khong co rui ro. Ban se co the kiem duoc vai chuc nghin moi lan va chung se tang len nhanh chong. Hay tim hieu tren mang de biet them chi tiet ve cach kiem tien thong qua cac khao sat truc tuyen

Tao mot Website hoac blog

Chac chan, su canh tranh trong the gioi mang truc tuyen la vo cung khoc lieu, tuy nhien mot dieu co the tao nen mot trang web hay blog noi bat do la su tan tam va nhiet huyet cua tac gia. Rat nhieu trang web tap trung qua nhieu vao SEO va tu khoa, va mac du SEO chac chan la dieu vo cung can thiet de giup noi dung ban viet co the kiem ra tien, nhung nghien cuu mot van de nao do that su co y nghia voi ban se giup ban tro nen khac biet voi nhung doi thu khac

Bat dau mot cong viec kinh doanh nho

Dam me thuong se tuong ung voi viec cung cap san pham chat luong va dich vu tot, dieu dac biet duoc chu trong trong thoi dai cua nhung loi nhan xet truc tuyen nhanh gon va an danh nhu hien nay. Ban lo lang rang khong co thi truong tieu thu cho nhung so thich cua ban? Thuc te la mac du co le ban se khong quen biet nhieu nguoi co quan tam toi nhung gi ban cung cap, nhung nho co Internet, cac san pham niche (san pham ngach) (ta giay pigeon, vay cuoi kieu giap sat, v.v.) da co duoc mot thi truong tieu thu rong lon… va co the ban se tro thanh nguoi tien phong. De tao ra mot cua hang truc tuyen, ban co the tu tao mot trang website rieng hoac, neu khong ban co the ban hang tren eBay hoac mot trang tuong tu

Viet bai quang cao. Blogger va cac chu so huu doanh nghiep ngoai kia dang tim kiem nhung cong tac vien viet bai de giup do ho voi cac chien dich marketing truc tuyen. Neu ban co the viet noi dung cho doan phim marketing, sales copy (trang gioi thieu san pham), thong cao bao chi, nhan xet san pham, noi dung website va tin quang cao, ban se co the kiem tien bang nhung viec do. Co le ban se can den cac ky nang SEO co ban boi hau het nhung cong viec viet noi dung quang cao nay deu doi hoi kien thuc ve cach hoat dong cua cac cong cu tim kiem. Nhung nguoi nay dang tim kiem traffic (Luu luong giao tiep voi website), va ho se chi thue ban neu ban co the truyen tai duoc dieu do. [1]

Trong coi va/hoac dat thu nuoi cua hang xom di dao

Dat mot vai chu cho toi cong vien moi tuan la mot cach de giai tri, van dong va gap go nhung nguoi moi, dong thoi cung giup ban kiem duoc mot chut tien

Lam vuon

Hay tim kiem nhung cong viec nhu don bui cay, cat co hoac chat cay, mot vai trong so do co the mang den cho ban nhung khach hang thuong xuyen. Dieu nay cung cung luc giup ban tiet kiem tien: neu ban duoc thue nhat la thong, hay su dung chung de phu goc hoa hong, viec nay se lam tang do a-xit va hieu ung phu kin len co dai; neu ban duoc thue de chat va don dep cay bi do, hay su dung no lam cui dot de suoi am can nha cua ban vao mua dong

Lam viec lat vat cho nguoi gia

Hay lien he voi trung tam cong dong hoac nha chua tai dia phuong de lien lac voi nhung nguoi can giup do mua hang tap hoa, don dep mang xoi, hoac di toi buu dien. Dong thoi ban cung se co the nuoi duong mot so moi quan he thu vi

Tim kiem cac viec vat tren mang

Hay thu ghe tham mot so trang nhu Craigslist, Fiverr, hoac Zaarly de tim kiem nhung cong viec tam thoi thu vi hay doc dao

GigWalk: Phan mem cho iPhone nay cho phep ban hop tac voi cac cong ty dang tin ve nhung cong viec tam thoi va hoan thanh mot so viec lat vat de duoc tra tien

Chung co the la bat cu viec gi tu mua sam bi an, chuyen phat hang hoa, thu nghiem phan mem cho toi chup anh. Chi don gian la cai dat phan mem, tao profile (ly lich so luoc), va bat dau tim kiem nhung cong viec tam thoi trong khu vuc cua ban

WeReward: Phan mem cho iPhone va Android nay cho phep ban hoan thanh mot so nhiem vu nho (vi du nhu chup anh ban voi do uong ma ban ua thich hoac an tai mot nha hang moi mo) de tich luy diem va chuyen doi chung thanh tien mat

Mac du phan thuong cho moi nhiem vu kha nho, nhung no co toi hang trieu doanh nghiep tham gia va tong diem cua ban co the tich luy mot cach nhanh chong. Phan thuong dua vao dia diem la phu hop nhat neu ban da co loi song nang dong va se khong can ep buoc ban than bat dau an/uong ben ngoai

CheckPoints: Phan mem cho iPhone va Android nay cho phep ban di toi cac cua hang va scan vat pham de duoc diem, sau do ban co the dung nhung diem nay de doi thuong

Day la mot cach huu ich de kiem them chut it trong khi di mua sam, nhung hay luu y rang phan thuong se la san pham thuc hoac phieu qua tang – khong phai tien mat

Neu ban co mot bui manzanita: hay cat va lam kho canh va ban chung tren mang

Cho du ban co tin hay khong thi moi nguoi thuong rat thich su dung chung cho nhung san pham thu cong cua minh. Tren thuc te, rat nhieu nhung thu ma ban tham chi khong them nhin toi lan thu hai lai duoc nhung nguoi khong co dieu kien de tiep can voi chung o cac thanh pho dat hang qua mang

Neu ban co mot cay lieu xoan (curly willow tree): hay cat, lam kho canh va ban chung tren mang cho cac tho thu cong hoac nguoi ban hoa tai dia phuong, boi chung thuong duoc su dung lam diem nhan cho cac bo hoa

Neu ban co mot cay thong: hay ban nhung qua thong phu kin san nha ban moi mua thu

Nhung qua dac biet dai hoac lon se la nhung mon trang tri tuyet dep cho cac dip le, dac biet la voi mot chiec no don gian

Neu ban song gan bien: hay ban nhung manh go troi giat, chung co the duoc su dung de lam do thu cong hoac, vat trang tri trong thuy cung neu chung la nhung khuc go lon va dac

Neu ban co ao ho: hay chon va lam kho cay duoi meo truoc khi hat cua chung rung va ban chung lam do trang tri cho bo hoa (hoac tham chi la bo chung lai voi nhau thanh mot bo rieng biet)

Ban cung co the chia nho va ban mot it cay sung, cay luc binh, cay beo hoa dau hoac bat cu loai cay nao co the phu kin ao cua ban

Neu ban co mot cai cay bi phu kin boi cay tam gui: hay cat cay tam gui, va bien chung thanh cac nhanh duoc buoc no mang khong khi le hoi, va ban chung trong cac ngay le

Neu ban dang ban mot thu gi do ban biet hoac co the xac minh la chua qua xu ly: ban tham chi con co the quang cao chung la do huu co, dieu nay co the lam tang su quan tam va cho phep ban nang gia ban

Neu ban khong co bat cu thu nao nhu tren: hay di lam thue de thu thap chung tu nhung nguoi khac

Rat nhieu nguoi se san sang thue nguoi khac cat tia vuon hoac loi xuong ao de di doi bui hoa sung, dong nghia voi viec ban co the kiem tien tu viec thu thap va ban san pham cua minh

Tro thanh mot bien quang cao di dong

Hay “boc” xe cua ban bang mot to quang cao, di khap cac tuyen duong quen thuoc cua ban, va nhan tien hang thang de lam vay. (Mot so nguoi boc xe tai San Francisco co the kiem duoc toi $400 mot thang nho viec nay,[2] nhung di nhien dieu nay se khac biet tuy thuoc vao viec thanh pho ma ban dang song lon nhu the nao va thoi diem/tan suat ma ban di chuyen). Ban cung co the duoc tra cong de mac ao phong co logo cua mot cong ty (dac biet la neu ban mac no tai nhung noi de thay, nhu tai truong hoc; hay xem ShirtsInSchools.com nhu mot vi du)

Cho thue khong gian

Neu ban co mot phong du, mot cho do xe hoac duong lai xe vao nha khong dung den tai mot khu dong duc cua thanh pho, hoac tham chi la mot manh dat trong ma ban khong ban tam den viec no se duoc bien doi thanh mot khu vuon, hay cho thue no va kiem them mot khoan tien moi thang

Thu quang cao tren website

Dieu nay dong nghia voi viec quang ba san pham hoac dich vu cua nguoi khac de duoc tra cong ma khong that su co hang hoa. Co rat nhieu cach de ket hop quang cao vao website/blog/trang cua ban bao gom quang cao banner (thuong khong hieu qua, boi moi nguoi co xu huong tranh nhung quang cao nay), bai bao dan link (kha thanh cong khi noi dung bai bao huu ich va khong giong tin spam), va product-placement video (tich hop san pham voi kenh truyen thong giai tri) (co the se rat thanh cong khi duoc thuc hien boi nhung nguoi co uy tin va khieu hai huoc). Tham chi ban co the tro thanh mot nguoi chuyen quang cao tren website ma khong can co mot website. Cac cach co ban de kiem duoc tien thong qua quang cao tren website bao gom:

Cost-per-click (thanh toan cho moi lan nhan chuot): ban se duoc tra mot khoan nho moi lan ai do nhan vao link lien ket den trang cua nguoi quang cao trong bai cua ban; phu hop doi voi noi dung co luong nguoi truy cap lon

Cost-per-lead (thanh toan cho moi lan cung cap thong tin): ban se duoc tra mot khoan kha hon cho moi lan ai do dang ky hoac dien vao mau voi nguoi quang cao thong qua noi dung cua ban

Cost-per-acquisition (thanh toan cho moi lan thanh cong): ban se duoc tra mot khoan tien hoa hong (co dinh hoac theo phan tram) moi khi co ai do mua hang cua nguoi quang cao nho noi dung cua ban; phu hop voi noi dung tap trung, chat luong cao.

Ban CD va/hoac DVD

Ban co the luu bo suu tap cua minh vao may tinh hoac o cung ngoai, sau do ban dia goc. Ban se vua kiem duoc tien nhanh chong lai vua tiet kiem duoc khong gian. Neu ban co nhung bo suu tap quy gia (nguyen hop, phien ban gioi han, v.v.), hay ban chung rieng le theo dung gia tri cua chung; neu khong, hay ban nhung chiec dia cua ban voi gia ca that hop ly (dung quen rang, nhung nguoi mua hang tiem nang cua ban cung co the co duoc bai hat ma ho muon ngay lap tuc bang cach tai chung tren mang chi voi vai chuc nghin hoac it hon cho moi bai).Tham chi chi voi khoang 80.000 dong moi dia, mot bo suu tap CD lon co the mang toi cho ban mot khoan kha kha

Ban toc, huyet thanh, hoac chat/bo phan co the khac

Mai toc dai, khoe, chua tung xu ly hoa chat co the duoc ban cho rat nhieu muc dich (bao gom lam toc gia va noi toc) va co the mang toi cho ban tu khoang vai tram nghin cho den vai trieu dong tuy thuoc vao mau sac, do khoe va do dai. Ban co the “hien” huyet thanh (de duoc tien thu lao) mien la ban du tuoi, suc khoe va can nang. Ban cung co the hien tang tinh trung, nhung ban thuong se phai biet (va co the dua giay to chung minh) kha ky ve cha me ban cung nhu tien su benh tat cua ban de dat tieu chuan. Nhung hay can than, hien tang trung thuong duoc chao moi la mot thu tuc y khoa nhanh chong va tien cong cao, tuy nhien quy trinh that su doi hoi nguoi tham gia phai trai qua viec dieu tri voi hooc-mon va thuoc men, thuong xuyen kiem tra va sieu am, kieng quan he tinh duc cung nhu do uong co con, tat ca nhung quy trinh nay thuong mat vai tuan, tham chi la vai thang tuoc khi trung du tieu chuan de duoc lay ra. Chi rieng quy trinh lay trung cung can noi soi va keo dai khoang 30 phut.[3] Hay can nhac cac lua chon cua ban that can than truoc khi thuc hien bat cu dieu gi tuong tu

Ban co the doc mot so bai bao ve cach de kiem tien nhanh de co them nhieu y tuong

2. Tuan theo nhung kien thuc tai chinh

Su dung luat cung cau lam loi the cua ban

Hau het chung ta deu quen thuoc voi luat cung cau – thu gi cang co nhieu thi gia cang re; nguoc lai, san pham hoac dich vu cang hiem thi gia cang dat. Tuy nhien, ngoai tru khi chung ta toi cua hang do choi truoc khi mat troi moc de xep hang mua mon do choi moi nhat dang thinh hanh ma dam tre me met, chung ta khong that su ap dung luat cung cau vao cuoc song cua chinh minh – cu the la trong cong viec. Vi du nhu, ban dang mong muon lam mot dieu gi do ma rat, rat nhieu nguoi cung muon lam (nhieu den noi ma ho lam dieu do mien phi, nhu mot so thich) khi do no se tro nen kho khan hon cho ban de co the kiem tien bang viec do. Mat khac, neu ban lam dieu gi do ma hau het moi nguoi deu khong muon lam, hoac neu ban rat gioi lam mot viec ma gan nhu tat ca moi nguoi deu khong lam tot duoc nhu vay, ban se co the kiem duoc rat nhieu tien. Noi cach khac, hay chon viec lam lien quan toi y duoc thay vi nhiep anh

Neu su nghiep cua ban chang di den dau, hay lich su xin nghi viec va doi nghe

Nghien cuu cac loai nghe nghiep de tim hieu ve muc luong va trien vong tuong lai cua chung (tai My, ban co the tim thay nhung thong tin nay trong Cam nang Trien vong Nghe nghiep cua Cuc Thong ke Lao dong). Hay tim ra mot nghe co muc luong cao va dau tu vao viec hoc tap va/hoac dao tao de giup ban co duoc cong viec do. Hay tim kiem nhung nha tuyen dung dua ra muc luong canh tranh va nhieu co hoi thang tien

Neu muc tieu cua ban la kiem du tien de nghi huu som, hay uu tien cho tiem nang tao thu nhap thay vi muc do hai long trong cong viec, boi vi du sao thi ke hoach cua ban cung la som rut khoi cuoc song bon chen

Hay can nhac toi loai cong viec duoc tra cong vo cung hau hinh, doi lai la khoi luong cong viec lon, khong may hai long ve mat tam ly, va mot loi song khac nghiet, nhu ngan hang dau tu, ban hang va ky su. Neu co the giu muc chi tieu thap va lam nhu vay trong khoang 10 nam, ban se co the tiet kiem duoc mot khoan nho nho cho cuoc song ve huu gian di nhung tre trung cua minh, hoac kiem them thu nhap trong khi lam mot dieu gi do ma ban that su yeu thich nhung khong duoc tra cong cao. Tuy nhien, hay nho rang viec tri hoan ham muon cua ban than doi hoi viec thiet lap muc tieu ro rang va y chi manh me

Hieu duoc rang thoi gian la tien bac

Loi khuyen nay duoc cho la cua Benjamin Franklin, mot nha phat minh, nha bao, chu in, nha ngoai giao va chinh tri gia hoan hao nguoi My – nguoi vo cung da tai. Kha nang quan ly thoi gian (va khac phuc tinh tri tre) cua ban la mot yeu to then chot quyet dinh kha nang kiem tien. Cho du ban co mot cong viec hay la lam nghe tu do, hay nam ro ban dang danh thoi gian cho nhung viec gi. Tu hoi ban than “Nhung hoat dong nao trong so do kiem duoc nhieu loi nhuan nhat va nhung viec nao la ton thoi gian?” Moi chuyen het suc don gian, hay lam nhieu hon nhung hoat dong o ve truoc va bot di cac hoat dong o ve sau. Khi ban tap trung vao nhung nhiem vu co tinh uu tien cao, hay hoan thanh cong viec mot cach hieu qua va nhanh chong. Bang cach lam viec hieu qua, ban se giup sep hoac khach hang cua ban co nhieu thoi gian hon, va ho se danh gia cao ban vi viec do. Hay nho rang thoi gian la mot nguon tai nguyen huu han ma ban luon dau tu. Nhung su dau tu cua ban co duoc den dap hay khong?

Nang muc gia cua ban than

Neu ban dang cung cap mot ky nang, dich vu hoac san pham co cung thap va cau cao, va ban dang tan dung hau het thoi gian cua minh, ban nen kiem duoc mot nguon thu nhap xung dang. That khong may, co rat nhieu nguoi thuong qua nhun nhuong hoac so hai nen khong dam doi hoi duoc tra cong xung dang. Trong cuoc song, chinh nhung nguoi de dai la nhung nguoi bi loi dung va boc lot, vi vay neu ban cho rang ban co the la mot trong so do, hay hoc cach de thoi la nguoi ca ne. Neu ban lam viec cho mot nguoi khac, hay de nghi tang luong hoac thang chuc, va neu khong cach nao trong so do co ket qua, hay xem lai lua chon nghe nghiep cua ban nhu da duoc mo ta phia tren. Neu ban lam viec tu do, dieu dau tien can lam do la dam bao rang khach hang va nguoi su dung dich vu cua ban chi tra dung hen – chi rieng dieu nay, ve can ban, cung co the cai thien thu nhap cua ban. So sanh muc gia cua ban voi nhung doi thu khac – Ban co dang ban re hon ho hay khong? Tai sao? Neu ban dang cung cap mot san pham hoac dich vu tot, ban nen kiem duoc it nhat la muc trung binh, tru phi loi nhuan cua ban phu thuoc vao viec san xuat hang loat, trong truong hop do thi chac han ban dang kiem duoc nhieu tien va se chang doi nao di doc bai bao nay!

Chu dong

Hay ghi nho Dinh luat Murphy: “Nhung dieu gi xau co the xay ra thi no se xay ra”. Hay len ke hoach, hoan tat voi su can nhac ky cang nhat co the, sau do du lieu truoc nhung viec xau co the xay ra. Tiep theo, hay len ke hoach du phong hoac ke hoach doi pho voi rui ro bat ngo cho moi truong hop. Dung pho mac bat cu dieu gi cho may rui. Vi du nhu, neu ban dang viet mot ke hoach kinh doanh, hay co het suc de tinh toan xem khi nao ban se hoa von, sau do nhan khoang thoi gian do len ba lan de co duoc mot thoi diem thuc te hon; va sau khi ban da xac dinh tat ca chi phi, hay cong them 20% tong chi phi do cho nhung viec se xay ra ma ban da khong du tru duoc. Viec phong tranh hieu qua nhat doi voi dinh luat Murphy do la gia dinh dieu toi te nhat va doc het suc minh lam viec. Mot khoan bao hiem hop ly co le la mot dieu dang de can nhac. Dung quen loi khuyen cua Louis Pasteur, mot nha hoa hoc nguoi Phap da tao ra nhung dot pha vo cung to lon trong cac nguyen nhan gay benh va viec phong tranh benh tat: “Thanh cong chi den voi nhung nguoi da chuan bi san sang”

Tai dinh nghia su giau do

Trong cac nghien cuu ve nhung nha trieu phu, moi nguoi deu rat kinh ngac khi tim hieu duoc rang hau het cac trieu phu deu khong phai la bac sy, luat su va giam doc doanh nghiep voi nhung can nha khang trang va xe hoi sang trong; ho la nhung nguoi thuong chi tieu it hon so tien kiem duoc va dau tu tien vao tai san, thay vi tieu san.[4] Khi thuc hien nhung buoc tren de kiem tien, hay luon nho rang thu nhap tang khong nhat thiet dong nghia voi viec muc do giau co tang. Hau het nhung nguoi thich khoe khoang ve su giau co cua minh that su co gia tri rong thap boi ti le tong no cua ho tren tai san cao – noi cach khac, ho no nhieu hon rat nhieu so voi so tien ho that su co. Tat ca nhung buoc tren da phac hoa nhung chien luoc tich cuc de kiem tien, nhung ban se khong bao gio thanh cong neu vi cua ban bi thung

Nguoi ta noi rang mot dong tiet kiem duoc la mot dong kiem duoc

Tren thuc te, khi ban can nhac rang ban can tra thue cho moi dong tien ban kiem duoc, ban that su kiem duoc nhieu tien hon bang cach tiet kiem thay vi tang thu nhap, dac biet la neu khoan thu nhap ngoai do se tang muc thue cua ban mot cach dang ke. Vi du nhu, gia su ban co mot lua chon giua viec tiet kiem 2.000.000 dong hoac kiem duoc them 2.000.000 dong. Neu ban tra 15% thue, vay thi khi ban kiem duoc 2.000.000 dong, ban se chi co duoc 1.700.000 dong. Nhung khi ban tiet kiem duoc 2.000.000 dong vao ngan sach san co, ban se duoc giu toan bo so tien do. De dieu nay tro nen hap dan hon, neu ban tan dung lai kep, co trong hau het cac tai khoan tiet kiem, qua thoi gian ban se bat dau kiem duoc tien nho vao so tien tiet kiem cong voi so lai truoc day da duoc tra vao tai khoan tiet kiem do. Co the luc dau so tien do se rat nho be, nhung roi no se nhan len theo cap so nhan

Tan dung luat thue neu ban lam viec tu do

Tien tiet kiem duoc tu cac khoan thue cung van la tien tiet kiem. Ban se co the giam duoc rat nhieu chi phi kinh doanh cua minh (su dung nha o, su dung xe cua ban, van phong pham, v.v.) neu ban luu giu chung tu tot. Ban cung co the duoc mien thue, nhu giam chi phi bao hiem trong to khai thu nhap ca nhan. Nhung luat nay co gia tri de khuyen khich thuong mai va kinh doanh phat trien, vi vay dung bo qua nhung loi ich cua chung, dac biet la neu ban muon kiem tien

Neu ban khong lam viec tu do va lam viec cho mot cong ty, hay tim hieu xem lieu ho co ke hoach nghi huu hay khong

Neu ban may man, cac chu so huu lao dong doi luc se lien ket nhung dong gop cua ban voi mot khoan tro cap khi ve huu. Ke hoach ve huu cung thuong co ich trong viec hoan thue. Ban cang giu duoc tien cua minh lau (va kiem lai suat tu no) thi cang tot. Khong bao gio la qua som de bat dau len ke hoach cho viec nghi huu ca

Hieu duoc su khac nhau giua mot tai san va mot tieu san

Su khac biet do la no bo them tien vao tui cua ban hay lay tien ra.[5] Vi du nhu, cho du ban co yeu can nha cua ban den the nao, thi no van la mot tieu san thay vi tai san boi ban phai chi tra cho no nhieu hon la ban kiem duoc tu no (tru phi ban thu mua nha va ban lai hoac cho thue). Bat cu khoan tien nao ma ban tiet kiem, hay dau tu no vao nhung tai san nhu chung khoan, dau tu tin thac, giay doc quyen nhan hieu, san pham dang ky ban quyen – bat cu thu gi co the tao ra lai suat hoac tien ban quyen. Cuoi cung, ban se co the dat den thoi diem khi ma tai san cua ban se lam viec cho ban, va tat ca nhung gi ban phai lam do la ngoi mot cho va kiem tien!

Can than voi lam phat co the lam giam gia tri tai san cua ban

Tat ca chung ta deu da duoc nghe nguoi lon tuoi ke ve gia tri mua ban cua mot dong thoi xua. Lam phat se tiep tuc khien tien cua ngay hom nay giam gia tri hon trong tuong lai. De thang duoc cuoc dua chong lai thoi gian va lam phat, hay hoc cach dau tu tien cua ban vao dung noi. Mot tai khoan tiet kiem se giup ban bat kip voi lam phat; tuy nhien, de dan truoc trong cuoc dua ban se can dau tu vao trai phieu, co phieu hoac nhung dau tu khac se sinh loi nhieu hon ty le lam phat (hien tai la 3%-4%)

3. Kiem tien khi con nho tuoi

Hoi cha me ban xem lieu ho co tra cong cho ban de lam nhieu viec nha hon hay khong

Chac han von di ban se phai lam viec nha va giup do gia dinh ma khong can tra cong. Tuy nhien neu ban muon co them chut tien tieu vat, hay hoi cha me ban xem lieu co mot viec gi khac ma ban co the lam de kiem duoc mot khoan tien cong nho nho hay khong. Vi du nhu, co le me cua ban rat ghet viec gap quan ao va se san sang tra cho ban 100.000 dong moi tuan de ban tu lam viec do. Cho du la gi di nua, hay de cha me cua ban biet rang ban san sang lam them viec de kiem them mot chut tien tieu

Hay dam bao rang ban co the lam duoc bat cu viec gi ma ban da dong y lam

Neu ban biet rang cha me cua ban muon viec nha duoc hoan thanh theo mot cach nhat dinh, dung an xoi o thi – hay hoan thanh no that tot, va co le ho tham chi con tang tien cong cho ban trong tuong lai nua day!

Mo mot quan ban nuoc chanh, hoac mot thu gi do tuong tu nhu vay

Trong nhung ngay he nong buc o My, rat nhieu tre em mo quan ban nuoc chanh hoac do uong lanh tren via he truoc nha cua chung. Duoi day la mot so loi khuyen giup ban bat dau:

Cung cap mot thu gi do phu hop voi thoi tiet

Do uong lanh hoac kem que se ban duoc nhieu hon vao mot ngay nong thay vi ngay mua. Neu ben ngoai troi qua lanh hoac khac nghiet de kinh doanh, hay tam ngung va doi den ngay dep troi hon

Duy tri chi phi o muc thap

De kiem duoc loi nhuan tu thu ma ban dang ban, hay chon ban mot thu nao do khong qua dat de co the lam duoc. Nuoc chanh la mot mon hang dien hinh boi tat ca cac nguyen lieu (nuoc, duong, chanh hoac nuoc chanh co dac, va da) kha re va de kiem. Kem que la mot lua chon pho bien khac boi chung co the duoc mua voi so luong lon tai cua hang!

Bat dau buon ban tai mot dia diem cong cong

Ban co the mo quan tren via he, trong cong vien, hoac nhung noi khong thuoc quyen so huu tu nhan khac. Dieu nay co the giup ban tranh bi buoc toi xam nhap trai phep. Tuy nhien, hay biet rang, mot so cong vien lon hon co the se yeu cau co giay phep de duoc buon ban tai do

Quang cao ve muc gia cua ban

Kiem mot to giay lon, bia cung hoac giay ap-phich, va viet ra thu ma ban dang ban hoac gia tien cho mot phan. Vi du nhu, ban co the viet “NUOC CHANH, 5.000 DONG”. Hay dua ra mot muc gia hop ly, va bien no tro thanh mot thu ma chinh ban san sang bo tien ra; neu ban khong chac bao nhieu la hop ly, hay hoi cha me ban hoac mot nguoi lon ma ban tin tuong

Co mot noi an toan de cat giu tien cua ban

Tim mot chiec tu an toan, vi dung xu, vi tien hoac phong bi de cat giu so tien ban kiem duoc mot cach an toan va tap trung

Lam nhung viec lat vat cho hang xom cua ban

Cat co, trong tre, quet la, don tuyet, rua xe va tam cho vat nuoi deu la nhung vi du ve nhung viec ma nhieu nguoi san sang tra tien cho ai do lam giup. Neu co the lam mot vai viec trong so do va co thoi gian ranh roi, han hay go cua nha ho hang hoac hang xom than quen va cho ho biet nhung dieu ban co the lam

Chi lam viec cho nhung nguoi ban hoac bo me cua ban quen biet; dung bao gio lam viec cho nguoi la

Dang tin cay

Moi nguoi thuong muon biet rang bat cu ai dang lam viec trong nha ho hoac voi con cai ho la nguoi dang tin cay, va tham chi co the ho se san sang tra them tien de co duoc su an tam do. Hay that song phang va trung thuc trong tat ca nhung giao dich cua ban, va dung bao gio trom cap; nhung pham chat nay se den dap cho ban sau nay

San sang nhan nhuong

Co the ban se co hai nguoi hang xom muon thue nguoi don dep sach via he, nhung mot nguoi san sang tra 100.000 dong moi tuan trong khi nguoi kia se chi tra 60.000 dong. Neu nguoi hang xom tra cong cho ban it hon do la nguoi lon tuoi, song bang mot nguon thu nhap han che, bi tan tat hoac tung thieu ve mat tien bac, hay can nhac toi viec nhan muc gia thap hon de xay dung nhom khach hang than thiet. Hay nho rang, co the sau nay nguoi tra cong cho ban it hon se gioi thieu dich vu cua ban voi mot ai do san sang tra nhieu tien hon

Theo W.I.K.I.H.O.W